Mid-Continent Public Library, Midwest Genealogy Center

Source: http://feedproxy.google.com/~r/blogspot/QuFvc/~3/NO3LXZtfeIM/mid-continent-public-library-midwest.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another awesome “HowTo” that I thought you would enjoy!

https://www.mymcpl.org/genealogyThere are several large genealogy libraries scattered around the United States. One of the most prominent is the Mid-Continent Public Library’s Midwest Genealogy Center. Located at 3440 S. Lee’s Summit Road in Independence, Missouri. Here is a short history of the Center from its website.
The Independence Public Library was formed in 1892 by the Independence Library Association, and Miss Carrie Wallace, a relative of former First Lady Bess Wallace Truman, was the first librarian, serving until 1947. She was instrumental in laying the ground work for the establishment of a genealogical library in the local public library. Early donations by the Independence Pioneers Chapter of the Daughters of the American Revolution (DAR) were the first genealogy materials collected by the Mid-Continent Public Library. The Jackson County Public Library, Mid-Continent Public Library’s predecessor and successor to the Independence Public Library, was formed in 1947. In 1971, MCPL acquired a collection of Missouri county histories, and the “Missouri Room” was opened at the Independence Branch to accommodate patrons pursuing local historical information. In 1972, the North Independence Branch of the Mid-Continent Public Library became the home of the genealogy collection. In 1996, the collection was moved to the facility that became the MCPL Genealogy and Local History Branch, and in 2008, the Midwest Genealogy Center was opened at 3440 S. Lee’s Summit Road in Independence, Missouri. Since the initial donation of a single $14.64 book by the DAR in 1927, the Midwest Genealogy Center’s collection has grown to over 17,000 circulating titles, more than 85,000 reference titles, and a vast number of periodicals and newspapers, as well as microforms, maps, and online databases.The Center’s website has a significant collection of online material also.

https://www.mymcpl.org/genealogy/digital-collectionsThe Plat Books are part of the Missouri Digital Heritage website. 

https://www.sos.mo.gov/archives/mdh_splash/default.asp?coll=platbksjacksonThe Digital Books collection is housed in the FamilySearch.org Books section.

https://books.familysearch.org/primo_library/libweb/action/search.do?vid=FHD_PUBLICThe Archival Collections are actually online on the website.

http://www.mymcpl.org/genealogy/archival-collectionsThe Center should be on every genealogist’s list of resources.

UPDATE Ships Passenger Lists to New Netherland

Source: http://olivetreegenealogy.blogspot.com/2017/10/update-ships-passenger-lists-to-new.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another great article that I thought you would enjoy!

Olive Tree Genealogy’s exclusive reconstructed Ships’ Passenger Lists from Holland to New Netherland (New York) from 1624 to 1664 has been updated.

A new ship with passenger names has been added for GELDERSCHE BLOM (captain Symen Claesen, owned by Wouter van Twiller and Guilliaem Momma), left Texel Dec. 25th 1656, arrived in New Amsterdam about March 19th 1657 with 11 colonists for Nieuwer-Amstel.

See the names on Geldersche Blom

Image credit: Brian L. Massey published here with permission

Ships Passenger List for De Eendracht 1624 Amsterdam to New Netherland

Source: http://olivetreegenealogy.blogspot.com/2017/10/ships-passenger-list-for-de-eendracht.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another cool “Tip” that I thought you would enjoy!

Original Image copyright Brian L. MasseyOne of the exclusive projects I have on Olive Tree Genealogy website is a project to reconstruct the names of passengers on board ships sailing from Holland to New Netherland (New York) in the 17th century.All “passenger lists” for travel from The Netherlands to New Netherland 1654-1664 came from information on the debit side of the West India Company Account Book. They show who owed money when they arrived.

This account book is found in New Netherland Colonial Mss, vol. 14, Book KK. The lists of Passengers to New Netherland in the Year Book of the Holland Society of New Netherland 1902:1-37 were taken from this Account Book

Typical fare was 36 florins; half that for young children; and nothing for nursing infants. 
These accounts were made from the records of the West India Company, by order of the English rulers after the confiscation of the Company’s property in New Netherland, and as assets of or debts due the Company, and to be collected by the English. The list seems to stop with the Eendracht which arrived on 19 July 1664. The English took over in Sept 1664 so that may have been the last passenger ship to arrive before that date.
Thus we do not have “passenger lists” as we think of them, for this time period, because the only names are those who dstill owe money for passage. I reconstructed the names of those sailing on various ships from the following sources. Please note that not every source was used to reconstruct every ship. I have indicated which sources were used for each individual:

Abstracts from Notarial Documents in the Amsterdam Archives by Pim Nieuwenhuis published in New Netherland Connections in series Vol. 4:3,4; Vol. 5:1-3 (hereafter NNC) Early Immigrants to New Netherland 1657-1664 from The Documentary History of New York (hereafter EINN) Settlers of Rensselaerswyck 1630-1658 in Van Rensselaer Bowier Manuscripts (hereafter VRB) E. B. O’Callaghan’s Calendar of Historical Manuscripts in the Office of the Secretary of State, Albany NY (hereafter CHM) New World Immigrants: List of Passengers 1654 to 1664 edited by Michael Tepper (hereafter NWI) Emigrants to New Netherland by Rosalie Fellows Bailey, , NYGBR; vol 94 no 4 pp 193-200 (hereafter ENN) De Scheepvaart en handel van de Nederlandse Republiek op Nieuw-Nederland 1609-1675 unpublished thesis by Jaap Jacobs [hereafter JJ][Olive Tree Genealogy database] The records of New Amsterdam from 1653 to 1674 [hereafter RNA] [an online book from Ancestry.com]   The Eendracht sailed from Amsterdam on January 25, 1624. the following names have been reconstructed from other sources.

Joris Rapalje and Catalina Trico were married in Amsterdam on January 21, and we know from her depositions that they sailed on this ship. 

Jean Monfort and his wife Jacqueline Moreau and their son Pierre (and any other children still living) also sailed on the Eendracht. [Source: Attestation from Amsterdam’s Walloon Church on January 23 “pour le West Indes” as outlined in 375th Anniversary of the Eendracht and Nieuw Nederlandby Harry Macy, Jr., F.A.S.G., F.G.B.S Originally published in The NYG&B Newsletter, Winter 1999] 

Ghislain and Adrienne (Cuvellier) Vigne and their children Marie, Christine, and Rachel were on either Niew Nederland or De Eendracht, as their son Jan would be the first male child born in the new colony. [Source: 375th Anniversary of the Eendracht and Nieuw Nederlandby Harry Macy, Jr., F.A.S.G., F.G.B.S Originally published in The NYG&B Newsletter, Winter 1999] 
Search for an ancestor on 81 ships sailing to New Netherland (New York) 1624 to 1664

The 11 Best Funeral Director T-Shirts

Source: http://www.usurnsonline.com/oddbits/best-funeral-director-t-shirts/

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another great “Tip” that I thought you would like!

The 11 Best Funeral Director T-Shirts
Urns | Online

Funeral directors, morticians, and embalmers are just like regular people. No, seriously! They have families, watch Netflix, enjoy a night out eating sushi, and wear t-shirts on their day off. If a funeral director is going to wear a t-shirt, it had better be a good one. A comfortable fit, a complementary color, a quirky […]

Pedigree Collapse, Binary Progression, and DNA: Part Two

Source: http://feedproxy.google.com/~r/blogspot/QuFvc/~3/bKiFO66RoDs/pedigree-collapse-binary-progression_30.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another great article that I thought you would enjoy!

The structure of the DNA double helix. (Public domain photo / NASA)A paradox occurs when an absurd or self-contradictory statement or proposition, is investigated or explained and then proves to be well founded or true. Pedigree collapse is paradoxical. You would expect that the number of your ancestors would continue to increase exponentially. But the reality is that they don’t. As I mentioned in the first installment of this series, ultimately, the idea of pedigree collapse postulates that all humans are descendants of a single person or perhaps a small group of people in Africa. What is becoming evident by the DNA studies is that presently all humans are humans by virtue of their shared DNA. Here are a few articles discussing this issue.
A Single Migration From Africa Populated the World, Studies FindUpdated: First big efforts to sequence ancient African DNA reveal how early humans swept across the continentOldest known human DNA reveals we’re ‘complete mongrels’Discovery of Oldest DNA Scrambles Human Origins PictureGenetic ‘Adam’ and ‘Eve’ UncoveredWhat does this have to do with genealogy? Ultimately, genealogy is based on written records and the existence of those records. DNA, on the other hand, is based on random combinations of genes in our chromosomes. The differences between the two lie in the First Rule of Genealogy: “When the baby was born, the mother was there.” In genealogy, the implications of this Rule are far-reaching. Essentially, mothers can be identified with a greater degree of certainty than fathers. 
Here is a simple example of the problem.
Look at your pedigree chart. It lists those people who your inherited genealogy or your own research are shown as biologically related.  But how do you know that the information you have on your chart is accurate? The answer is that you don’t. Your conclusions are based on written records that may or may not have been accurate. For example, you may believe you are related to your known parents. You may even have a birth certificate to “prove” that relationship. But a DNA test may reveal that your named father is not your biological father and the same thing goes for your mother also. What about all those generations of records where you do not have a DNA test to support a biological relationship? What about all those children born out of wedlock or recorded marriages? How many of these relationships were culturally hidden?
One thing is certain. You get a random mix of genes from your parents. See “Relatedness.” Another fact is evident, DNA testing results can disturb assume relationships. See “Couple discover they are siblings: Child courts blamed after strangers fall in love, have a son – and then find out they are half-brother and sister.” When you undertake the journey of discovering your ancestry, you are entering a world where marriage between closely related people is not only possible but in the case of European royalty and other historically related groups of people, common. 
From another standpoint, identical twins do not have identical DNA. See “Identical Twins’ Genes Are Not Identical.” Before extensive DNA or genome sequencing became available, it was commonly believed that identical twins had identical DNA. But this has more recently been shown to be an inaccurate conclusion. 
So what is the “real” relationship between genealogical research and DNA? Both approaches provide information about a similar subject: relationships between humans. Both have limitations. Ultimately, DNA testing relies on statistical analysis. See. for example, “On statistical analysis of forensic DNA: Theory, methods and computer programs.” When a genealogical DNA test is interpreted, the results are expressed as a statistical percentage correspondence or an “estimate.” These ethnicity estimates are often combined with reports of DNA matches of varying percentages of DNA. These percentages are, for the most part, based on very small percentages of “shared” DNA. Unfortunately, a large percentage of these matched people do not have supporting family trees that allow an actual relationship to be established. In other words, even when the DNA matched person has an online family tree, there is no apparent genealogical relationship evident. Without a carefully documented and evaluated genealogically researched family tree, DNA testing is nothing more than an interesting estimate. 

Nursing Sister Philips WW1 Photo Album 23 R

Source: http://olivetreegenealogy.blogspot.com/2017/10/nursing-sister-philips-ww1-photo-album_29.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another awesome “HowTo” that I thought you would like!

This Photo Archive consists of a small autograph album (6.5″ by 5.25″) kept by Constance (Connie) Philips as a memento of her time serving as a nurse during World War One.

The majority of the photos and items are from 1915, when she served as a nurse in France and Britain.
The album and all photographs, postcards, and other ephemera contained in the album belong to Karin Armstrong and may not be copied or republished without her written permission. The images will be published on Olive Tree Genealogy with permission.
Each image has been designated an “R” for Recto or a “V” for Verso plus an album page number. Recto is the right-hand side page of a bound book while Verso is the left-hand side page.
I will be posting the entire album and my additional research on the individuals identified in Connie’s album over the coming months so please check back frequently to view these historic photos. The easiest way to see what has been published is to click on the topic “Nursing Sister WW1 Photos”

Pedigree Collapse, Binary Progression, and DNA: Part One

Source: http://feedproxy.google.com/~r/blogspot/QuFvc/~3/z34le-C-yDo/pedigree-collapse-binary-progression.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another cool article that I thought you would enjoy!

If you recognize this image, you will realize that it constitutes a theoretical limit of time and a physical limitation of possibility. If we considered this chart to represent your possible ancestors, we can see that by the time we go back 12 generations we have the potential of 4096 grandparents. By going back 24 generations, we accumulate 16,777,216 grandparents. Estimates of the total number of people that have lived on the earth run around 108 billion. That number is exceeded by the 27th generation.

A generation, according to the International Society of Genetic Genealogy Wiki, in an article by Donn Devine, CG, FNGS entitled, “How long is a generation? Science provides an answer” the common estimates used by genealogists are questioned. Quoting different studies, the answer to the question about the length of a generation is about 33 years for male lines and about 29 years for female lines. However, depending on the study, the numbers range from 31 years for male lines to 38 years and from about 25 years to 29 years. The intervals were calculated on the average age of the mothers from the birth of their first child to the age at last birth.

Given these figures and using the 25-year interval, as the article observes, 20 generations in the past would put an ancestor in about the year 1500 at the outer limits of genealogically useful records in European countries and most of the rest of the world. Nonetheless, you would still have a potential of 1,048,576 direct line ancestors at that point in time. Personally, I do not know anyone who has approached a documented 20 generation pedigree of more than one or two lines at the most. So for all practical purposes, there is no real way to determine who we are related to back even 20 generations and from my own experience, any pedigree going back more than 20 generations is highly suspect.

I would also suspect that these same limits apply to the accuracy of DNA testing results because of the absolute certainty of pedigree collapse, i.e. where people sharing a common ancestor produce offspring. For example, because of the new family tree technology, it is fairly certain that I am related to both my wife’s father and her mother, although many generations in the past.

Now, if you try to think this through, you will begin to see that DNA testing has some interesting limits. We know that the actual world population in the past is no longer even realistically represented by the required number of direct line ancestors and ultimately, as is reported by a number of researchers, we are all descended from a couple of proto-ancestors. Here is a summary of the issue from the Wikipedia article on “Human evolutionary genetics.”
By estimating the rate at which mutations occur in mtDNA, the age of the common ancestral mtDNA type can be estimated: “the common ancestral mtDNA (type a) links mtDNA types that have diverged by an average of nearly 0.57%. Assuming a rate of 2%-4% per million years, this implies that the common ancestor of all surviving mtDNA types existed 140,000-290,000 years ago.”[26] Most, but not all (see fr. Multiregional origin of modern humans), scientists in the relevant fields consider this observation robust. This common direct ancestor in the line of mother to daughter (or mitochondrial most recent common ancestor (mtMRCA)) of all extant humans has become known as Mitochondrial Eve. (Mitochondria are inherited from the mother only.) The observation that the mtMRCA is the direct matrilineal ancestor of all living humans does not mean either that she was the first anatomically modern woman, nor that no other women lived concurrently with her, nor even excluding the existence of other women being ancestors of today’s people. Other women would have lived at the same time and passed nuclear genes down to living humans, but their mitochondrial lineages were lost over time. This could be due to events such as producing only male children. [I left in the links for reference.]By the way, dividing those estimates of years by 25 gives us 5,600 generations to 11,600 generations. What this implies is that over time genes are lost from the “gene pool.” So, if we go back far enough, the geneticists agree that there is pedigree collapse to the point that we all share a common ancestor, but on the other hand just going back a mere 39 generations or about 975 years implies that we have over 549 billion direct line ancestors.

Stay tuned for futher discussion and observations.

The Real Line on Royalty

Source: http://feedproxy.google.com/~r/blogspot/QuFvc/~3/-9oRhaJnf-U/the-real-line-on-royalty.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another great “Tutorial” that I thought you would enjoy!

Connecting to a royal line has always been either a stated or unstated goal of genealogy. Historically, aspiring kings and queens turned to hired genealogists to provide them with the legitimacy of nobility or royalty. The reality is that a legitimate connection to a royal or noble line involves the same careful, documented and substantiated genealogical research as any other ancestral connection. As I have said and written many times, kings and queens and those claiming noble birth had children just like all of your ancestors and because of inexorable pedigree collapse, you just might have an ancestor with royal or noble blood.

First of all some definitions. Guess what royalty is one of the vaguest terms you can use in genealogy. In essence, it simply means that you have “royal blood” which generally accepted a being able to trace your ancestry to a king or queen. Nobility, on the other hand, is even vaguer. A noble is anyone of a group of people belonging to the noble class in a country, especially those with a hereditary or honorary title. Proving that you have a noble ancestor may be somehow satisfying or increase your sense of self-importance, but unless your research shows that you are actually entitled to inherit the title, it is pretty meaningless.

There are long-running genealogy-oriented websites that promote the idea of being related to famous people, including royalty. For some, this may be a major motivation for doing genealogical research. In fact, there are several programs online that use family tree programs to show how you may be related to royalty. In my experience, these connections are more wishful thinking than well-documented reality.

If having a king, queen or noble in your family line seems important to you, go for it. But spend the time to do a careful, accurate and documented job of discovering your ancestry. Don’t just assume that your assumptions, hopes or family traditions are correct.

The question of the existence of a royal or noble ancestral connection is actually almost inevitable. You have mathematics in your favor. Back in January 1977, the Ensign magazine of The Church of Jesus Christ of Latter-day Saints featured some prominent genealogists in the Church answering questions about coats of arms and nobility in an article entitled, “I Have a Question.” Before you buy into the idea of royal ancestors, you need to read through the answers to these two questions:
1. I just got a brochure from a company offering to find out—for a fee—if my family is entitled to a coat of arms. Are these coats of arms authentic? The answer to this question was provided by Henry E. Christiansen, temple ordinance coordinator for the Genealogical Department of the Church2. “In my family records I found an interesting genealogy that ties us into one line of European royalty going through Charlemagne back to one Antenor, King of the Cimmerians, then to Judah, and thence through Abraham and Noah to Adam. Can you tell me how reliable lineages such as these are?” The answer to this question was provided by Val D. Greenwood, temple ordinance specialist for the Genealogical Department of the Church. By the way, most of my motivation to learn about genealogy came from a book written by Val D. Greenwood. Here is the reference to the book.Greenwood, Val D. The Researcher’s Guide to American Genealogy. Baltimore, Md.: Genealogical Pub. Co., 1990.
Here is a quote from Val D. Greenwood’s answer to the above question that pretty well tells us all that should we do enough research, we will always find a royal line.
If a person goes back only ten generations (approximately 300 years) he has 1,024 different direct lines of ancestry (barring the possibility that he runs into some of the same lines more than once). Another ten generations (middle fourteenth century) would give him 1,048,576 ancestral lines. The next generation would have 2,097,152, and the one after that 4,194,304. This would take the average pedigree into the last half of the twelfth century—still about seven generations later than William the Conquerer and about fourteen generations later than Charlemagne (born in A.D. 742). To double the ancestral lines fourteen more times would give us more than 68.7 billion potential lines (34 generations of progenitors). This, of course, is ridiculous, because there have not been that many people in the entire history of the world, let alone in Europe in the eighth century. Obviously we all run into some ancestral lines more than once—some we run into many times—in that many generations, and, with those kinds of odds, it is relatively safe to suppose that if our ancestry is European we are probably descended from Charlemagne and from every other eighth century couple who have living descendants today.His reference to running into some of the same lines more than once is what I refer to as “pedigree collapse.” Pedigree collapse is defined as follows from the International Society of Genetic Genealogy Wiki:
In genealogy, pedigree collapse describes how reproduction between two individuals who knowingly or unknowingly share an ancestor causes the family tree of their offspring to be smaller than it would otherwise be. The term was coined by Robert C. Gunderson, first supervisor of the Genealogical Society of Utah’s Royalty Identification Unit. Pedigree collapse is also known by the German term Ahnenschwund which roughly translates as “loss of lineage”.Technically, this is also a good argument against the idea of distinct genetic ethnologies in DNA testing, but that is another issue for another post.

Surnames A-Z: B Names

Source: http://olivetreegenealogy.blogspot.com/2017/10/surnames-z-b-names.html

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another incredible “Tutorial” that I thought you would enjoy!

There’s a new meme going around Facebook right now. Genealogists are listing their mother’s maiden name, father’s surname, maternal and paternal grandparents’ surnames and a few more generations back.

It’s a cute idea but I don’t think it’s wise to be providing such detail, especially your mother’s maiden name, as it is often the secret question asked on sites where you require a password to log in.

So I’m revising the meme to suit me and I hope others will follow suit, either here as a comment on Olive Tree Genealogy blog, or on their own blog.

Over the coming weeks I’ll be listing my surnames starting with “A” and going through the alphabet until I reach “Z”.

I’ll preface this with a caveat – most surnames are more common than you might think, so sharing a surname doesn’t mean we’re related. To be completely useful any surname list should have a geographic location and a time period. But this is just a fun little exercise and if you spot a name of interest, just let me know and we’ll compare dates and locations.

B SURNAMES: Badcock, Baertie, Baker, Barentsdr. Baylie, Beery/Bieri, Bell, Bellinger, Bellingham, Best, Bex, Blanden, Boertgen, Boughton, Bradt, Brooke, Brown, Browning, Bruchhausen, Brunger, Burgh, Burkholder, Burrey,Buss

Join me – maybe we connect! Find previous surnames on Surnames A-Z

How to Avoid Hotel “Resort Fee” Ripoffs

Source: http://blog.aarp.org/2017/10/27/how-to-avoid-hotel-resort-fee-ripoffs/

When someone you love becomes a Memory, the memory becomes a Treasure…

Ceramic Outdoor Memorial Plaques with Online Virtual Family Legacy Memoir!

Here’s another incredible article that I thought you would enjoy!

Although not new, hotel “resort fees” and surcharges are higher than ever – predicted to generate a record $2.7 billion this year – and now include previous freebies: parking, holding luggage, early cancellation or check-out, mini-bar “restocking” on top of those already overpriced snacks and beverages, and even the privilege of having (but not necessarily opening) a hotel room safe. Other charges include so-called “resort fees” for services and amenities offered by hotels, even when not used by individual guests: gyms, swimming pools, WiFi, fax services, automatic gratuities for staff, and “complimentary” newspapers and        coffee.                                                                                                                                      Photo Credit: iStock/Dragonimages

All told, this nickel and diming can add 30 percent to the advertised room rate. At least 47 state Attorney Generals are investigating if hotel fees are transparent and honest, and a recent Federal Trade Commission report decreed “separating mandatory resort fees from posted room rates without first disclosing the total price is likely to harm consumers.” But for now, hotel resort fees and surcharges are allowed so it’s on you to find and try to avoid them. Here’s how:

Look before you book. Don’t expect surcharges will be prominently displayed on hotel or third-party booking websites; they may be hidden in the fine print (but often are not). ResortFeeChecker.com helps take out the guesswork by listed known fees at hotels you may be considering.

Don’t wait for a waiver. Whether you make reservations online or by phone, a call to the hotel before arrival is the best time (and way) to confirm likely add-ons, and get them removed – especially if you have no plans of using “resort fee” services like hotel gyms. In that call, get the hotel or booking agent’s name and ID number, and have it, with details of your conversation, at check-in. Also mention what fee-mandated services you won’t be using (such as the gym, pool or room safe) and get the front desk clerk’s name at check-in should problem$ occur when you get your bill.

Learn the lingo.  Although most commonly called a “resort fee,” these add-ons may have other monikers: a “facility fee,” a “designation fee,” an “amenity fee,” a “convenience fee,” or in larger cities, an “urban fee.”

Be a “program” patron. Hotel loyalty programs may waive certain resort fees and surcharges for members, possibly even for new enrollees. Hotel stays booked with credit card awards point is another way to waive some fees.

Politely (and logically) raise a stink. Hotel resort fees may be called “mandatory,” but it’s a manager’s call on whether they are worth losing a repeat customer or getting bad online reviews. If charged for services you didn’t use or weren’t provided as promised – say, the pool was closed or WiFi was slow – don’t quibble with some low-level clerk with no bargaining power. Ask to speak with the manager, with whom you should calmly state your case. If all else fails, dispute the charges with your credit card company, documented with reasons you shouldn’t pay…especially if fees weren’t disclosed until check-out.

For information about other scams, sign up for the Fraud Watch Network. You’ll receive free email alerts with tips and resources to help you spot and avoid identity theft and fraud, and keep tabs of scams and law enforcement alerts in your area at our Scam-Tracking Map.


 Also of Interest

Online banking – Convenient boon often ignored by boomers
Expect more scams this medicare open enrollment
Get help: Find out if you’re eligible for public benefits with Benefits QuickLINK
Join AARP: Savings, resources and news for your well-being

See the AARP home page for deals, savings tips, trivia and more.